As the list below is by no means all-inclusive, please feel free to inquire about a service if you do not see it listed. If it is not a service we provide, we would be more than happy to refer you to a qualified professional.

FEDERAL

Tax laws change every year and become more cumbersome. Our tax experts receive hours of training every year to stay current with regulations that affect our clients' bottom line. We build a relationship with our clients and work with them closely throughout the year so there are no surprises. Our tax services are available to individuals on up to companies, proprietorships, partnerships, trusts, and corporations.

STATE AND LOCAL

In today's complex and ever-changing tax environment, hundereds of businesses benefit from the Daines Goodwin team of professionals. We offer extensive experience in virtually every category of state and local taxes with a streamlined process for assessing state and local tax exposure and specialists who act as audit and appellate advocates for our clients.

SALES AND USE TAXES

Even mature enterprises have difficulty keeping up with law changes and available incentives. As companies move into new state or communitites, these issues become even more complex.

INCOME TAXES

We help clients reduce income taxes by staying abreast of tax saving opportunities, comples and changing legislation, and court cases. States are becoming increasingly aggressive in enforcing their tax laws. It helps to have a working understanding of the intricate rules regarding nonbusiness income, nexus, and similar issues. Our knowledge of these complex rules creates opportunities for our clients to handle business transactions appropriately.

As disturbing as it can be to think about your death, there are benefits in the present for those who commit to planning for the future. At Daines Goodwin, we understand that planning for the distribution of your estate following your death in only one aspect of estate planning. Equally important is planning for the accumulation, conservation, and enjoyment of your property and assets during your lifetime.

By customizing your estate plan to your particular needs, our estate planning specialists can assist in managing and conserving while optimizing tax liabilities. In our estate planning process, you receive hands-on, personalized attention from knowledgeable professionals who can devise the most efficient plan at the most cost-effective fee by helping you:

• Identify family goals regarding the preservation of wealth.
• Review current wills, trust instruments, and schedules of assets.
• Closely help business issues, including valuation, alternative methods of paying estate tax, and the transfer and/or disposition of interests estimate estate taxes under current estate plans.
• Strategize various alternatives to the current estate plans and quantify potential tax savings.
• Examine
• Plan for assets with unique estate tax attributes, including retirement plan and life insurance benefits.
• Identify potential liquidity problems caused by federal and state estate taxes, generation-skipping transfer tax, debts cash necessary funds for the continued operation of the family business, probate administration costs, etc.
• Develop a lifetime gift program utilizing appropriate vehicles such as family limited partnerships, charitable trusts, and qualified residence trusts.
• Help you communicate and discuss your plan with your family to ensure there is a mutual understanding of your plan and holding to it.
• Ensure the proper implementation of the estate plan.

Most importantly, because we adhere to time-honored ethics and emphasize personalized attention, one-on-one relationships, and commitment to our client dealings, we provide the personal touch of a trusted business advisor. We know that by caring about you, we're caring about our neighbors and the future of our region.

Services Include:

• Design of tailor-made investment policy
• Asset allocation based on Jacobsen's proprietary investment strategy
• Researched-based approach to investment and manager selection
• Access to "The Best of Breed" money managers
• Disciplined, ongoing manager monitoring and evaluation
• Tax planning strategies
• Customized reporting
• Access to and analysis of high-quality alternative investments
• Institutional pricing

You can visit their website at www.jacobsencapital.com

*Audit- an intensive examination with the highest level of assurance

*Review - some analytical procedures conducted with limited assurance

*Compilation - based upon client information provided and used primarily for internal use.